Home base at 261 East Broadway, Monticello
30+ years of combined team experience
Coverage compared across multiple carriers
Ham Lake meetings available by appointment
Commercial Insurance Built for Rogers-Area Businesses
Rogers has a dense mix of contractors, light industrial operations, professional service firms, and commercial property owners. Each of those categories carries its own liability profile, and a policy that works for one won't necessarily work for another. As an independent agency, we aren't limited to one carrier's product lineup. We compare options across multiple carriers and build coverage around what your business actually does.
Coverage we place for Rogers-area commercial clients includes:
- General liability for contractors, trades, and service businesses
- Commercial auto and fleet coverage for vehicles operating in and around Rogers
- Workers' compensation for businesses with employees
- Commercial property for owned or leased buildings and contents
- Professional liability and E&O for consultants, designers, and service firms
- Business Owners Policies and Commercial Package Policies for qualifying operations
- Builder's risk for new construction and renovation projects
- Surety bonds for licensed contractors and project requirements
Rogers sits at the crossroads of I-94 and Highway 101, and the businesses that have grown up around that corridor face real, specific risks — fleet vehicles on busy commercial routes, contractors moving between job sites, retail and service operations managing liability every day. We work with business owners throughout Rogers and Hennepin County to build commercial insurance programs that reflect what their operations actually look like, not what a standard application assumes.
Personal lines clients in Rogers get the same attention. Whether you're bundling home and auto, covering a motorcycle or ATV, or looking for something less common — like snowmobile, fish house, or watercraft coverage — we have access to carriers that can place it correctly.
Local Coverage for Rogers Businesses and Families
Personal Insurance for Rogers Residents
Rogers homeowners and families have options beyond the carriers that advertise on television. As an independent agency, we place personal insurance with multiple companies, which means we can find coverage that fits your actual situation — your home's construction, your driving history, the vehicles you own, and the property you want covered.
We regularly place personal coverage for Rogers residents that includes:
- Homeowners and renters insurance
- Auto insurance, including electric vehicles
- Motorcycle, ATV, and off-road vehicle coverage
- Boat, pontoon, and personal watercraft coverage
- Snowmobile and fish house coverage in Minnesota, Wisconsin, and South Dakota
- Classic and collector vehicle coverage
- Rental property insurance for landlords
Questions Rogers Clients Ask About Working With Us
Is your agency actually local to the Rogers area, or is this a call center?
We're based in Monticello, MN — about 20 miles northwest of Rogers on I-94. We serve clients throughout Hennepin County and the northwest Twin Cities, and we work with people directly, not through a call center or automated system.We're based in Monticello, MN — about 20 miles northwest of Rogers on I-94. We serve clients throughout Hennepin County and the northwest Twin Cities, and we work with people directly, not through a call center or automated system.What makes an independent agent different from going directly to an insurance company?
A captive agent sells one company's products. As an independent agency, we work with multiple carriers, which means we can compare options and place your coverage where it fits best — on price, coverage terms, and carrier reliability.A captive agent sells one company's products. As an independent agency, we work with multiple carriers, which means we can compare options and place your coverage where it fits best — on price, coverage terms, and carrier reliability.Can you help with business insurance for a Rogers contractor or trades operation?
Yes. Contractor insurance is one of our most active commercial lines. We place general liability, commercial auto, workers' comp, builder's risk, and surety bonds for contractors and tradespeople throughout the Rogers and Hennepin County area.Yes. Contractor insurance is one of our most active commercial lines. We place general liability, commercial auto, workers' comp, builder's risk, and surety bonds for contractors and tradespeople throughout the Rogers and Hennepin County area.Do you handle both home and auto together, or do you specialize in one?
We handle both, and bundling them through the same agency often produces better pricing and simpler service. We'll review your current coverage on both and quote them together across multiple carriers.We handle both, and bundling them through the same agency often produces better pricing and simpler service. We'll review your current coverage on both and quote them together across multiple carriers.How do I get started if I'm a Rogers business owner looking for commercial coverage?
Reach out through our website or call the office. We start with a conversation about your business before we talk about coverage — understanding what you do, how you operate, and where your exposures are. That conversation shapes the program we build for you.Reach out through our website or call the office. We start with a conversation about your business before we talk about coverage — understanding what you do, how you operate, and where your exposures are. That conversation shapes the program we build for you.
Ready to Work With an Independent Agent Who Knows This Market
Rogers businesses and residents deserve coverage that's been thought through, not handed down from a template. We're a veteran-owned independent agency with more than 30 years of combined team experience, and we work with clients throughout Hennepin County and the northwest Twin Cities corridor. Reach out to start a conversation about your commercial or personal insurance needs.
Prefer to talk now? Call us at
(763) 432-2645.
